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Who is Covered?

Delaware Youth Soccer Association, its affiliated associations, leagues, clubs and all officers, directors, coaches, employees, teams, team officials, and volunteers while acting on behalf of Delaware Youth Soccer Association at a covered activity.  (Provided they have completed Safe Sport Training, Concussion Training and a Background check)

Covered Activities

Covered Activities: Sanctioned and/or approved events, office premises, insured set up and tear down periods, concession sale at insured events, ancillary events held in conjunction with insured events and customary ancillary activities such as occasional fund raising events, diners awards banquets and planning sessions.

1.  General  Liability Limits

  • Each Occurrence    $1,000,000
  • ​General Aggregate    $3,000,000 Annual Limit   
  • Products & Completed Operations Aggregate    $1,000,000 Limit
  • Personal & Advertising     $1,000,000 Limit
  • Damage to Premises Rented to you     $300,000 Limit
  • Medical Expenses (Spectators only)    $5,000
  • Sexual Abuse & Molestation (each occurrence)  $1,000,000
  • Sexual Abuse & Molestation (aggregate)   $2,000,000
  • Participant Legal Liability Each occurrence (other than brain injury)    $1,000,000
  • Participant Legal Liability Brain Injury Each Occurrence* $1,000,000
  • Participant Legal Liability Brain Injury Aggregate * $3,000,000

* Limit is inclusive of defense costs              ​

Notable Exclusions

  • Employment practices liability
  • Total Pollution
  • Communicable Diseases
  • Fireworks
  • Lead
  • Mechanical Rides
  • Water Slides

2. Excess Liability

  • Aggregate Limit $5,000,000
  • Products/Completed Operations Aggregate $5,000,000
  • Each Occurrence $5,000,000
  • Sexual Abuse/Molestation Each Occurrence EXCLUDED
  • Each Occurrence/Molestation Aggregate EXCLUDED

Notable Exclusions

  • Employers Liability Exclusion
  • Directors & Officers Exclusion
  • Liquor Liability Exclusion
  • Mold Exclusion
  • Brain Injury Exclusion
  • Communicable Disease Exclusion
  • Sexual Abuse/Molestation Exclusion

3. Excess Accident Medical

  • Excess Accident Coverage Medical and Dental Maximum $500 Flat Deductible.  Limit $100,000 per claim
  • Accidental Death Benefit and Dismemberment $5,000 limit per claim
  • Benefit Period 104 weeks
  • Physical Therapy/Chiropractic Limit $2000 max/$50 per visit



The above is a brief description of benefits and limits and does not reflect all of the terms and conditions of the policy