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INSURANCE

Who is Covered?

Delaware Youth Soccer Association, its affiliated associations, leagues, clubs and all officers, directors, coaches, employees, teams, team officials, and volunteers while acting on behalf of Delaware Youth Soccer Association at a covered activity.  (Provided they have completed Safe Sport Training, Concussion Training and a Background check)

Covered Activities

Covered Activities: Sanctioned and/or approved events, office premises, insured set up and tear down periods, concession sale at insured events, ancillary events held in conjunction with insured events and customary ancillary activities such as occasional fund raising events, diners awards banquets and planning sessions.

1.  General  Liability Limits

  • Each Occurrence    $1,000,000
  • ​General Aggregate    No Limit   
  • Product & Completed Operations    $1,000,000 Limit
  • Personal & Advertising Injury    $1,000,000 Limit
  • Damage to Premises Rented to you     $1,000,000 Limit
  • Premises Medical Payments    $5,000
  • Sexual Abuse & Molestation (each occurrence)  $1,000,000
  • Sexual Abuse & Molestation (aggregate)   $1,000,000
  • Legal Liability to Participants (see policy)    $2,000,000
  • Crisis Response (each crisis/aggregate)   $1,000,000
  • Cyber Policy & Client Identity      $25,000
    • Theft Supplementary Payments- $10,000 per
      person/$100,000 Aggregate

                     ​

Notable Exclusions:

  • Fireworks
  • Medical Payments to participants & Volunteers
  • Airport & Aircraft
  • Hot Air Balloon
  • Motorized Vehicles
  • Watercraft & Power Boat
  • Climbing Walls
  • Mechanical Rides
  • Water Slides
  • Bungee
  • Haunted Houses
  • Rodeos

 

2. Excess Liability

  • Each Occurrence                       $5,000,000*
  • ​General Aggregate                     $5,000,000*

*Notable exclusions: Per underlying General Liability policy and player brain injuries

3. Accident: Coverage is excess of any other policies

      Benefit Provisions

  • Accidental Death                                   $5,000
  • Specific Loss (Face Amount)            $5,000

       Medical Expense

  • Per Accident                                            $100,000 Limit
  • Deductible (per accident)                         $500
  • Benefit Period                                                   104 weeks
  • Physical Therapy Benefit                      $2,000
  • Orthopedic Appliance Benefit           $1,000

4.   Directors & Officers Liability

  • Liability Coverage Parts Aggregate Limit of 
    Liability Option:                                      $1,000,000
  • Defense Costs Outside the Aggregate Limit of
    Liability Option:                                       Unlimited
  • Nonprofit Organization Liability Coverage Part:
    Limit of Liability                                      $1,000,000
INSURING AGREEMENT SUBLIMIT OF LIABILITY DEDUCTIBLE EACH CLAIM
Insured Person Liability $1,000,000 None
Organization Reimbursement $1,000,000 $1,000
Organization Liability $1,000,000 $1,000
Derivative Demands $250,000 None

Crisis Management Costs for
A Network Security Breach or
Privacy Violation

 

$250,000 None

 

The above recap is a brief outline of coverages and each policy must be reviewed for a full explanation of all coverages and exclusions

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