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INSURANCE

Who is Covered?

Delaware Youth Soccer Association, its affiliated associations, leagues, clubs and all officers, directors, coaches, employees, teams, team officials, and volunteers while acting on behalf of Delaware Youth Soccer Association at a covered activity.  (Provided they have completed Safe Sport Training, Concussion Training and a Background check)

Covered Activities

Covered Activities: Sanctioned and/or approved events, office premises, insured set up and tear down periods, concession sale at insured events, ancillary events held in conjunction with insured events and customary ancillary activities such as occasional fund raising events, diners awards banquets and planning sessions.

1.  General  Liability Limits

  • Each Occurrence    $1,000,000
  • ​General Aggregate    $5,000,000 Annual Limit   
  • Product & Completed Operations    $1,000,000 Limit
  • Personal & Advertising     $1,000,000 Limit
  • Damage to Premises Rented to you     $300,000 Limit
  • Premises Medical Payments    $5,000
  • Sexual Abuse & Molestation (each occurrence)  $1,000,000
  • Sexual Abuse & Molestation (aggregate)   $1,000,000
  • Legal Liability to Participants/each occurrence    $2,000,000
    ​​​Annual Aggregate limit    $5,000,000*
  • Crisis Response (each crisis/aggregate)   $1,000,000
  • Cyber Policy & Client Identity      $25,000
    • Theft Supplementary Payments- $10,000 per
      person/$100,000 Aggregate

*Limit includes all expenses incurred and settling claim                     ​

Notable Exclusions:

  • EPIDEMICS OR PANDEMICS AS DECLARED BY THE CDC OR WHO
  • Fireworks
  • Medical Payments to participants & Volunteers
  • Airport & Aircraft
  • Motorized Vehicles
  • Water Slides
     

2. Excess Liability

  • Each Occurrence                       $5,000,000*
  • ​General Aggregate                     $5,000,000*

*Notable exclusions: EPIDEMICS AND PANDEMICS AS DECLARED BY THE CDC OR WHO
                                  Player brain injuries

3. Excess Accident Medical 

 Coverage is excess of all available coverage, subject to a $500.00 per claim deductible.  If no other         insurance is available this policy will be primary, subject to the following limits, terms and condictions:

Medical and Dental      $100,000 limit
     Deductible $500 per claim

Accidental Death Benefit and Dismemberment  $5,000 
     Benefit Period    104 weeks
Physical Therapy/Chiropractic      $2,000 max
     $50 per visit

The above is a brief description of benefits and limits and does not reflect all of the terms and conditions of the policy

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